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The Constitutional Court (TC) estimates that the current legislation on evictions and foreclosures not infringe the rights of citizens to effective judicial protection and their right to decent housing. In the car the Constitutional considered not competent to propose a change to the current foreclosure process because it is “exclusive competence” of the Government as a body “legislator.” This is the answer we received the Court of First Instance No. 2 Sabadell claiming the TC to consider the need to modify the mortgage law to facilitate the delivery of home mortgage debt is paid off (known popularly as payment in kind ).

The judges considered “manifestly unfounded” the question of unconstitutionality and refer to the doctrine established in the sentence of December 18, 1981, which endorsed the limitations of the mortgage to avoid foreclosure of your home. The ruling cited considers those affected by foreclosure are not “helpless” because they have the ability to avoid foreclosure by paying the debt or claiming the judge opened a declaratory to resolve the dispute between the parties.

For its part, the prosecutor had asked the TC to reject the constitutional question raised by the Court of First Instance No. 2 in Sabadell. “The procedural framework in which they were to discuss the interests of the litigants is the responsibility of the legislature without such regulation can be challenged as unconstitutional on the grounds,” criticizes the Public Ministry, points out that the Constitutional Court and has argued that foreclosures do not violate fundamental rights, despite limiting the possibilities of those affected to oppose the process. Read the rest of this entry »

In these times it is so difficult for the owner to sell property that needs to buy due to the scarcity of credit, lease-purchase can be a viable alternative and affordable.

However be considered that it is a non-standard contract , which is to say that is not subject to specific regulation, which is useful to know its main features.

This is a contract that includes two sub-contracts: a) the lease of the property; b) the option to purchase it.

As for the lease provides no major difficulties since it will contain the usual clauses and those which the parties agree with each other. The most important is to determine whether the rent paid during the option period is deducted from the price if the option is exercised and at what rate. Read the rest of this entry »

As a respite for the housing sector in times of economic crisis. This presents the Arousa Norte Real Estate Exhibition, a showcase in which to look, to give out on the market, housing 800 references over there in the area. The fair opens today in the sports hall of Barrano in Boiro being Ribeira more properties the municipality contributes to the initiative, as Andrew explained Teira, president of the Centro Empresarial da do Barbanza Construction Area.

In addition, the group responsible for the majority said that the offer of the room are second homes that are located near the beaches of the region, although there are surplus properties first home. The prices will suit the pockets of different audiences and be around the 70,000 entity to 120,000 euros, depending on the size and situation.

Although the room is aimed at an audience with a specific interest, since the organization is expected to be massive influx of people until Sunday – closing day of the fair because of the potential to establish a first contact between companies and demanding.

More than sales

In addition to selling real estate, the fair will seek to promote the region outside the presence of brands such as altars postmarked. Barbanzanos restaurants also have wanted to advertise in the room, dodging among those attending culinary bonds. Isolina House in Rianxo, or hotel establishment Jenaro in Ribeira, have joined this initiative.

Also be divided between the public rooms in the houses Casa do Prado Casa da Posta de Valmaior, both in Boiro, I Muíños Village, in the municipality Rianxo, and the residence of Santa Uxía Carolinas.

It is expected that all golfers can enjoy during the three days of the fair simulator signature Golf Strategy.

In a time of straitened mortgage when you find it uphill to meet the conditions required by banks to finance the purchase of your home, you have to throw imagination. And legal framework. That’s what Pedro Hernández del Olmo, a lawyer, which gives us some ideas to buy without a mortgage:

1. Buy the time the owner housing
grants Seller deferred payment to the buyer and sometimes postpones the execution of the deed until it is paid the full price, in other granted this writing, but agreeing a condition subsequent to the event of default.

2. hire-purchase
contract is an outlier, that is to say that is not subject to specific regulation, which is useful to know its main features. This is a contract that includes two sub-contracts: a) the lease of the property; b) the option to purchase it. As the lease does not offer major difficulties since it will contain the usual clauses and those which the parties agree with each other. The most important is to determine whether the rent paid during the option period is deducted from the price if the option is exercised and at what rate

Using a real estate broker is a good idea. A real estate professional can guide you through all the details, including financial ones, of buying a home. A real estate broker will be well acquainted with all the important things you’ll want to know about a neighborhood.

The real estate broker will help you determine the price range you can afford and will search the classified ads and multiple listing services for homes in your price range. The broker also has immediate access to homes as soon as they’re put on the market, so your chances of locating what you want increase.

Once you want to make an offer, the broker can point out ways to structure your deal to save you money. The agent will explain the different types of mortgages, guide you through the paperwork, and answer last-minute questions when you sign the final papers.