The creation of business in Colombia has been growing in recent years, because each time the institutions rely more on domestic entrepreneurship and minimize paperwork , providing “programs, both public and private resources that support financial and nonfinancial entrepreneurs so that they get their business ideas forward, “Eduardo Rivera advisor Group Entrepreneurship, Entrepreneurship and Entrepreneurship Fund, the Seine.

However, even when conditions have improved, young people often face barriers as “the tax burden, global competition, strictures of access to finance, business informality, unfair competition, lack of resources and lack of seed capital funds, says the president of the Chamber of Commerce of Bogota, Maria Fernanda Campo.

In terms of location, although in any city in the country there are conditions for enterprise creation, ” Bogotá is shown as an excellent place to the extent that is central to all activities at the national level and size, conditions, infrastructure and availability of resources has allowed the capital to become a springboard for coverage of any kind of productive activity, “says Emigdio Martinez, owner of the firm EMC Consulting and Management faculty of Management graduates.

The following 10 essential tips for creating your own company.

1. Decide the focus of investment : First thing to do is think about what is going to invest, analyzing five reasons why you would present this idea to an investor. Then you should think about why not invest and why, because when you weigh the two options, leave a list of reasons that should be taken into account when mounting a company.

2.Investigar : It is crucial to know the behavior that may have the consumer or user, and answer the following questions:
- Who are they?
- What do you do?
- What is the level of knowledge we have of the competition?
- Who could be our marketers?

3. Planning : It is important to write and do a paper on a plan of actio, to the extent that you can define a strategy will be achieved to maximize the certainty of the process.

4. Calculate risks : Make a clear budget taking into account what is going to invetir and when trying to recover the cost, with estimated projections of entry and exit and a balance that allows alternate plans in case things do not go as expected . 5. Working with market perspective : Submit a product offering, service or process that meets different approaches, is innovative and attractive to the labor market.

6. Set objectives : look at where you want to be in a certain time and then try to imagine and complete the missing steps that take you to that point.

It also must think about the time that must pass to start making a corporate growth strategy and business.

7. Formalize the company : You must know very well the advertising and promotional plan, from giving the name of the organization to fix the way we are going to reach customers.

Should be of special importance to define the location, looking to play the location and distribution network, from this position to ensure market coverage.

8. Communicate what the company offers: is important to point very well about the portfolio of services and products that will hit the market, obviously looking to be competitive in setting prices and very clear for a chance to impact the market

9. Manage the company from the first day of operation : Organization is key in any undertaking, attitude, commitment and effort in addition to a rigorous planning and structuring of the business model.

10. Form a team : Having a good team is important, that is synergistic and growing contribution to the differentiation and innovation, as well as trying to be part of a network of contacts that can help the entrepreneur to get ahead his idea.

The following will provide some useful tips for how many small profitable businesses or microenterprises , in which we have based specifically in dealing with customers, meeting the needs and the way in how to carry out the process in general.

This is the first council
One of the tips that I received and would like to share with you is that profitable small businesses have a great advantage to be exploited, it must be very well used. I refer to the closeness you have with your customers is unique and should be used for both sides. To maintain customer satisfaction and improve the profits of that enterprise .

This calurosidad or proximity can be exploited to make and redefine our relationship with our customers, assuring them that we are a venture of trust and with whom you can count on when dealing with specific problems related to small business.

In short we need to improve treatment, provide what they ask and maximize profits.

This is the second board
This other very useful advice and advantage also has to do with customers, but from another point of view deep and thoughtful. This council is to assist the client, to be his adviser and is basically educate so you can make increasingly better decisions on how much the market niche that we do.

So with this we get the customer not only see our small business profitable as one of the bunch, but identifies with us and really appreciates what we do for him. When all this happen expresses a universal law gives and receives.

1. Know in advance how you will finance. There are many costs in launching a business, even if it’s one online. Do you have money saved or access to a line of credit to draw upon? Do you have relatives that can help? Have a strategy to pay the initial costs.

2. Be realistic about the preheat period. Even with a simple idea, know that at least spend six months to a year before the business starts to generate enough money to stay in business. Know how you will cover your expenses until then.

3. Keep costs down. See how you can start selling without having to pay expensive rent. Try a kiosk, or a method of direct sales or e-commerce or rent a space in existing premises.

4. Have a business model. Some lucky few succeed without having had an initial model, but the vast majority of the enterprises that start without a model awaits failure. Imagine what their revenue model at the beginning.

5. Test your idea with potential customers. It is better to find out if someone would buy your product before investing time and money at launch. Find out first if there is a market for what you want to sell.

6. Be prepared to change their idea. Do not cling to what is not. A key skill for entrepreneurs is to quickly recognize problems and try new twists to the original idea as the response they receive from consumers.

7. Store network. In this you will not succeed alone. Look for other entrepreneurs to share experiences. Above all, bring passion to your project. Otherwise, it becomes stuck with obstacles.

1. Find the passion in what you do
To succeed in your endeavors, you should proceed with passion, you must love what you do.

To do this you must start businesses that deal with topics you passionate or, in any case, try to find a taste for what you do.

If you can not do this, you should look to do other things, for if there is passion and energy in your endeavors, the chances of success are nil.

You must seek to do business in which you have fun, where you work with enthusiasm, which would be willing to work for free.

2. Take advantage of your benefits
Always Make the most advantage of your competitive advantages, ie those aspects where you stick out highlights or to others.

Your benefits may be in your knowledge, experience, skills, resources, contacts, etc..

Use them to always take your business, and to bring them up. And always try to reinforce and maintain, for example, if you know a particular subject, become expert in it, and if you have important contacts, keep it always.

3. It offers something different
To succeed as an entrepreneur, you always offer something different, something unique and novel, something not offered by others and allows you to differentiate yourself from them.

As an entrepreneur you should be able to offer something new and different, something that is the reason why consumers will recognize, stop buying the competition, and I prefer to choose and you.

4. Start small, but big proyéctate
Start with small businesses, but by projecting always be great. Start with small businesses, fluent in everything you do, and then gradually begins to grow.

For example, start by offering a single product or based on a single type of consumer, become expert in it, and then, as the business grows, offers a greater variety of products, or start looking for new markets.

5. Proyéctate in the future
Concentrate on what you do now, but always think of the future. Every decision you make, you should not consider only the consequences that may have now, but the possible consequences in the future.

For example, when starting a business, you should consider the possibility that it may become a big business, you see what I can give the business now, but what I could in the future.

6. Always plan
Every business that you undertake, the size it is, you plan it and make a business plan.

A business plan need not be complex, just to be a document which put all the information that may serve to make better decisions, your objectives, means and strategies that will achieve these goals, and your projections or estimates .

The business plan allows you to be more efficient and minimize risk, will guide you to take your business and to operate the first months of life.

7. Do not be so optimistic
When making your projections, do not be too optimistic, is inform, analyze things well, and be as realistic as possible.

Do not be misled by the optimism of entrepreneurs own and tries to see things coolly, always consider all the problems or difficulties that may occur, and consider that will surely appear of difficult problems that did not get to predict.

8. Do not focus only on money
If your only goal as an entrepreneur is to get money, it will never appear.

Before thinking about having lots of money, you should think about doing something you love, to have freedom and control in your life, serve others, to have pride in being an entrepreneur.

Only when you enjoy being an entrepreneur and stop obsessing about money, it just appear in abundance.

9. Minimize the risk and then acts
In every business you undertake, you should minimize any possible risk, for that you inform, analyze, plan and train you.

But you should not obsess with it, keep in mind that for more analysis, preparation or planning to make, there will always be problems, and unforeseen difficulties.

So, try to minimize any risk you can, but do not try to control everything, do not let it paralyze you analysis assumes some risk and takes the decision to start your project once.

10. Do not be afraid to make mistakes
Each time you make mistakes or fail, is when you really learn.

Mistakes and failures are part of the road to success is, without errors or failures, never get success.

So do not worry too much about errors or failures you may have. Every time you make a mistake or fail, learn the lesson, be a better entrepreneur and move on.

11. Continuously analyzes the market
As an entrepreneur you must be constantly alert to everything that happens in the market.

Always be alert to consumers, their behavior, their habits, changes in their needs, preferences and tastes to economic events, new trends, new technological developments, competition, its new strategies, new products, etc.

Be alert to what happens in the market, the occurrence of opportunities and threats, and always try to foresee and anticipate them.

12. Constantly looking for opportunities
As an entrepreneur you should be aware of anything that might mean a business opportunity.

You should be aware of the small opportunities that arise, as they are usually out of them generated big business. And keep in mind that the best opportunities come when you least expect, so you should never stop being aware of your appearance.

13. Do not offer something you like you but something that consumers like
As an entrepreneur, your reason for being is the consumer, you should always put yourself in his place, trying to decipher their needs and preferences, and then meet them.

Do not fall into the mistake of thinking that if you like something you would also have to like each other.

It may happen, but before starting your project, you should verify this and analyze well the needs and tastes of the consumer.

14. Ponder well your decisions
Making good decisions is crucial in the life of an entrepreneur.

As before every decision you make, you take your time, ponder it, analyze it well.

However, you can always do that and sometimes you should trust your instincts of an entrepreneur and make decisions quickly.

15. Compresses time
Today, due to high competition, as an entrepreneur, you must value every second, you must work every day and every hour.

But you should not become a slave to your business, you work hard, but eventually, you must have the ability to create business systems and know how to delegate authority.

Until the day your business no longer have to rely on your presence and you can spend more time with your family and what you enjoy doing, or to start new businesses.

16. Be sure to train you
As much as you know, never fail to keep learning, either by yourself or by attending courses or seminars.

Learn about business, about new technologies, on new business tools, but above all, learn all you can about that to what you do, so much so that you become an expert at it.

17. Save all you can
As an entrepreneur you looking to get the highest possible sales or profits, but at the same time, you should attempt to make the lowest cost possible, not only in business to undertake, but also in your everyday life.

You should always look for ways to spend less, for example, you take your time when buying something, and prices compare well, try to rent rather than buy, and so on., And the time you should try to be frugal in your life daily, for example, you should avoid unnecessary luxuries, at least until you have enough money to give you those tastes.

18. Surround yourself with the right people
To take your business, you know how to choose the right people, those people who are experts on topics that do not master it, and that they complement well with you and other members of your team.

If you decide to have partners, find partners that complement you, having the resources or knowledge that you do not own, and have the same aspirations for growth than you.

19. Be persistent
On the road of an entrepreneur, do you do, always appear problems with obstacles.

Therefore, as an entrepreneur must be prepared to overcome these obstacles, trust your ability and your projects, knowing that in any case attain success, and keep going no matter what.

20. Be patient
And finally, the last of the tips for entrepreneurs, is to be patient.

The way of the entrepreneur is not an easy road to traverse it takes perseverance and patience. As an entrepreneur you have patience in bad times, but also good.

When things go wrong, if you really trust your ability and your projects, be patient and move on, knowing that success could come at any time.

And when things go well, be patient and not force things, go slowly, little by little, small steps, but if you find a good opportunity, only then speeds up and starts with the big steps.

The debt management process that works in an agency review debt management credit card accounts of the customer. These bills will address unsecured debts that a person has. These are debts that will not use anything as collateral and therefore can end up being more difficult to collect than others. These debts can also be incredibly high in added time when interest charges and late fees to occasional.

Agency debt management then contacted the credit card companies to make arrangements. These are agreements that will work with you so that debts can be paid in full within a reasonable period of time. This is used to ensure that a person can get debts paid without having to worry about losing a credit score that has been created over time.

The administration will work to create a new repayment plan. The debts will be paid in full but with things like payments administered or reduction of interest rates. Reductions can also be used in the final tariffs. These options will work for a person to have lower monthly payments and also have an opportunity to easily produce all debts paid after a while.

A plan of debt management can work with so many credit cards as needed. Indeed, it may include only one payment each month instead of multiple payments to a variety of different creditors. Getting this handled can be one of the most important things that anyone can consider when the debt to be paid within a reasonable period of time.

The most important thing is that debts that are discussed are those that are often more difficult to collect. This is because the credit card debts are unsecured. There is no way it could deal with a company credit card and swipe something from a person who just paid unsecured debts. Therefore, the company will have a harder time getting your money in some cases. This is why a company will be ready to handle service debt management credit card with a customer, if necessary.

This service is essential for anyone to use. A plan of debt management can be used for any person to work with less debt and therefore an easier time getting all the money was owed to the paid time.

In recent months, has unleashed a fiery battle between the banks buy the debt that people carry with one or more plastic, and reflects the intense competition in the card market, said Vice President of Interbank credit cards, Miguel Uccelli.

Do not be surprised, then, if any day you receive a call from a bank that intends to buy all the debt it has with other entities cards, with the benefit of grouping into a single obligation much less expensive.

Thus, debts with higher interest rates to 30% can be consolidated into one to be paid with a credit card, the bank launched the offer to the client, preferential interest rates that can reach 12% or 14% year.

“They’re very competitive rates, as they apply to short-term debts have no collateral unlike a mortgage, for example,” said the executive.

“With the acquisition debt by phone, customers can quickly go to another bank. If you do not compete with new products very quickly losing share, “he added.

On balance, Uccelli welcomed this aggressive competition: “We buy a lot of debt and we do too, but it is something that helps the market becomes more competitive because it benefits customers and compliments. The idea is to steal or pull to the best customers. “

He further argued that the strong banks will bid on purchases of debt, drives the creation of benefit programs with credit cards and strategic alliances.

HEALTHY

On the other hand, emphasized the healthy growth of consumer credit cards in 4% during the first seven months of 2010, after last year stalled by the global crisis.

However, in the last twelve months to July, the number of credit cards in banks and finance shrank by 190,000, totaling 6.2 million.

According to the executive, this reduction was because the banks last year, canceled some credit cards of people who defaulted on their payments, and in some cases eliminated plastic inactive.

However, he said that an indication of the great potential of this market is that, a month, only 35% of those with credit cards use them.

Market studies show that there are people who declare bankruptcy and seek advice from credit cards more than once. This means that these consumers do not learn from credit card debt management efficient or not to implement what they learn. No later than five years, lenders give credit cards to anyone. Then it became so easy to get into debt. And now people are paying for the consequences of reckless spending. If you are in trouble, you can not just wait and wait for your debt to disappear. Nor can you expect a miracle.

You simply have to take action and make some essential steps to better manage credit card debt. You should start by analyzing the monthly budget and determine which expenses are absolutely necessary and can be reduced. Spending more than necessary represents the common financial problem of almost any average family. Therefore, if identified wasteful spending and be more aware of your spending habits, you can make significant savings and pay your debt back sooner than expected.

As part of the management of credit card debt must also create an emergency fund to ensure that they will not borrow when you are in need of money. That should keep the balance on the right track and prevent serious money. Then, identifying the real needs of the personal whims is another big challenge. To give an example here: it is well to enter the credit card debt to pay for a vacation that you can not afford anything else. Saving for a full year to go on vacation, is a much healthier option to spend their money up front and then buried in the bills.

Pay attention to these issues when it starts in the management of credit card debt.

The concepts of brand, proven operating systems, support systems and helps the franchisee, are the tools to get and retain customers.

This is to expand and maintain something that already works, along with the best concepts of customer service.

The Franchisee must understand that their colleagues, the other franchisees in the same system, not in competition and the importance of working together and systematic against the market.

The marketing program is focused on how to use the basic elements to increase the volume of sales of each franchise unit. These include a marketing strategy and plan of acquisition and holding of stocks, to increase customer satisfaction and profits.

In any franchise, is vital to get a team mentality to achieve customer satisfaction, your repeat business, customer retention and increased market share.

Franchisee meetings, seminars, courses or presentations are designed to be taught to all. Are typically formatted one or two days.

To enable participants to process the information and skills through interactive discussion. This methodology is based on the forms and modes of action for adult learning “learn by doing”.

Preparing for a meeting is like preparing for an exam. Many people think that a meeting is to get together to chat or discuss and go. Big mistake because in a business meeting beyond our experience in negotiation, the preparation is very important.

The first thing to know is that we need to get information about the other party in several ways. This may be on the activity of the Moreover, the category where it is operated, how they behave, the things that interest or bother and others. Assuming that we will join with Greenpeace for a chat, do not think it appropriate to wear a fur coat nourished. It will be a fairly obvious example, but the idea is to understand that the other person or company either has a way of being that we respect and understand. I remember a year ago a friend and I went to a business meeting and my colleague suddenly and without warning is lit a cigarette without knowing that the person who was with us had serious asthma problems. I’m not saying studying the life and work of the other party but know a little of it will enable us to treat it properly.

So the more we know each other better part , we know if we’re lying, if they want to cheat, if topics we are interested or bored, we can close more business or just take the conversation as we want, because we have way to anticipate our movements. Imagine for example to meet a girl in a bowling alley and know all about it, surely our strategy would be different right? Preparation 2: Sort the meeting. Many talks or meetings on a topic ending in anything else, this is because have not ordered mentally as we go taking the meeting. At this point it is important to determine beforehand in a sheet and carrying is going to go talk.

In this way we can stop a little to the other party when the subject begins to flow. This is very important because by this order not only talk but also optimize the time you can take it. During the Session 1: You have 2 eyes, 2 ears and one mouth, something will. One thing I hate meetings is when someone talks incessantly and the meeting turns into a monologue. Just do not make this mistake. have to use the 2 eyes to interpret what happens to the other party , if you change your position, played with hands, looking away, etc.. If the person is bored meeting simply does not have a good effect.

Remember that people usually pay attention for 7 minutes and then begin to get bored. A good trick to avoid falling into this is to say his name every so often or the company or have an opinion, so people come back to the topic. also have to use the 2 ears and hear the other hand, I have past in many meetings did not hear what I said or asked and were talking to a linear address but never answered my concerns. After the meeting I thought it would have been more interesting send me an email and ready, if all my opinion never heard or queries.

And we end by mouth (one) is good to talk but the idea is to interact with the other hand, while the mouth is one, also is the strength of the whole meeting, is the tool (beyond your brain) that will help the other party understand everything correctly. mouth do not mean physically but rather that you must accommodate their speech, their speech, intonation, rhythm, after the other. During the meeting 2: Maintaining order. Many times I spent in meetings start talking about a topic to go the talk was taking a particular point and never able to reach many times by my fault or the fault of the other party. It is therefore important when in the meeting to make a brief explanation of the points we want to try, at least for the other party to know basically where we go.

Is to draw a little way to avoid going for either side, which should meet the 2 parts, especially you. During the meeting 3: Weather A key factor in the meetings is also to determine the estimated time we expect to complete the same . I think most of the world considers an hour and ends up spending the same, whether much or little time. not bad to tell the other hand, the time available , we do wrong is to check the clock every 5 minutes, get nervous or suddenly cut the talk. also important to remember the time a half hour before the end of the meeting, estimated time to start closing some issues and best end of it. There is no point to remind the other person 5 minutes to finish the conversation we have to go.

During the Session 4: NLP I know the basics of NLP (neurolinguistic programming) but I used enough in several talks. Basically would interpret what type of person is the one on the other side and try to speak their language or find a way that we understand better. Some people are visual and not just bored that they need to stimulate visually, for this we can take a text, a graphics, if we have a product the product, a PowerPoint presentation on a laptop, etc.. Other people are hearing then we will try to get his attention properly speaking, speaking in their language, and so on. The central idea is to try to expose our conversation so that the other party feel comfortable, understand and not get bored. During the Session 5: Feedback is the key word this, feedback (feedback). As I said before a meeting is not monologue, not even the presentations . The idea then is every now and let the other party opinions, contribute what we say and even add their contributions. It is also important for example clear to the other person that we will discuss our topic and then leave you a space for queries, thus we can say quite a topic and then the other party may refer your concerns. when our turn also never hurts to have a notebook and pen for writing down the questions go there. A mistake I made ​​was often try to hold them in my head, then forget them or me or just do not hear that anything I said the other.

The reality is that for many parents pose a considerable time and effort too often leave with a feeling of “doing to come pa na ‘”

This could be corrected if:

- Parents leave the Centre with a small newsletter-report of activities planned for that course.

- They delivered the qualification criteria of the various materials pursuing their little ones and avoid wandering too theoretical and pedagogical aspects such as: “this course is very important that children follow a schedule-controlled study, it is important to make duties at home, it is very important that we realize they are at a vital time of development, etc, etc “

- At the meeting with the tutor receive the newsletter initial assessment with clear guidelines on the main difficulties encountered (no not a day has brought homework, do not know that there is something called agenda, need urgent support in English and math, sleeps little and badly, is coupled with the barest of the most vague …)

I get the feeling that 99% of parents care little or very little knowledge that students must complete an authorization to be able to attend the school activities or going to be inflexible with the tardiness. However, those parents would pay a considerable amount of power looking through a hole and see how he handles her lamb among the wolves of the c the e. And what a surprise it takes more than one when her lamb is more wolf than sheep!

Personally I prefer not to spend as guardian of the 10-minute speech to my parents. 10 minutes 9 are to encourage them to tell them they are better parents than many times I do believe that we must have patience, that they have forgotten the little desire to have them school at fifteen. And although the blackmailers of their children are told that it’s worse than pior, and the parents of his friends were allowed to go to such and such time, or give them money for this or that, deep down they love. The other moment is to tell them what schedule the tutorials.

And the rest of the time I prefer to speak with everyone. If you go home excited to rediscover this wonderful creature sleeps in socks strewn corner of the room … will have been worthwhile.