A Swiss credit is for example a special loan without SCHUFA this is it is a loan that is transmitted without the SCHUFA being informed and without the lender obtains the borrower in a SCHUFA with such information. Special credit is one such loan but ultimately called for the reason as defined in such a facility, the loan amount to a specific amount (the relevant sum is located at 3500 €) and that give the borrower no reason for the granting of such a facility must .
The special loan without SCHUFA has the advantage for the consumer that this is no reason to call the lender for borrowing needs. However, it must include in particular a borrower to be very careful when it comes to a loan of this kind, especially here because there may be a risk of over-indebtedness, for a loan without SCHUFA, a bank that is approached for a loan, no possibility of review.
The fact that a consumer regarding the inclusion of same multiple loan without SCHUFA financially responsible but is more common. Already so many of such borrowing has finally resulted in the consumer insolvency. But then everything comes to light eventually. Therefore add: not a special loan without SCHUFA after another.